    {"id":4576,"date":"2026-05-22T06:27:00","date_gmt":"2026-05-22T06:27:00","guid":{"rendered":"https:\/\/geldnest.com\/125076c0-f3f8-4a4b-9eef-058f2ea25185\/"},"modified":"2026-05-22T06:27:49","modified_gmt":"2026-05-22T06:27:49","slug":"125076c0-f3f8-4a4b-9eef-058f2ea25185","status":"publish","type":"post","link":"https:\/\/Geldnest.com\/id\/125076c0-f3f8-4a4b-9eef-058f2ea25185\/","title":{"rendered":"DKB VISA Kreditkarte f\u00fcr Studenten: Geb\u00fchrenfrei weltweit abheben und 20% Cashback sichern"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Empfohlen f\u00fcr Sie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">DKB VISA f\u00fcr Studenten<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0 \u20ac Jahresgeb\u00fchr, keine Auslandseinsatzgeb\u00fchr, weltweit kostenlos Geld abheben und bis zu 20% Cashback sichern. F\u00fcr Studenten mit fairem Sollzins und Girokonto.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/geldnest.com\/redirect\/?https:\/\/www.mystipendium.de\/studienfinanzierung\/kreditkarte-studenten\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt beantragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Sie werden auf eine other Website weitergeleitet<\/small>\n<\/div>\n<p>Die DKB VISA Kreditkarte f\u00fcr Studenten richtet sich an Studierende, die weltweit geb\u00fchrenfrei Geld abheben m\u00f6chten. Zus\u00e4tzlich bietet sie bis zu 20% Cashback in vielen Onlineshops. Studierende profitieren von 0 \u20ac Jahresgeb\u00fchr und keinem Auslandseinsatzentgelt.<\/p>\n<p>Der Sollzins liegt aktuell bei g\u00fcnstigen 6,90%. F\u00fcr die Beantragung ist ein Girokonto bei der DKB notwendig, das ebenfalls kostenlos gef\u00fchrt wird. Das Kreditlimit betr\u00e4gt in der Regel bis zu 500 \u20ac f\u00fcr die Kreditkarte. Weitere 500 \u20ac gibt es als Sofort-Dispo auf dem Girokonto.<\/p>\n<\/p>\n<h3>Schritt-f\u00fcr-Schritt: So beantragen Sie die DKB Studenten-Kreditkarte<\/h3>\n<ul>\n<li>Online-Antrag auf der Website ausf\u00fcllen<\/li>\n<li>Legitimierung per VideoIdent oder PostIdent<\/li>\n<li>Girokonto wird kostenlos er\u00f6ffnet<\/li>\n<li>Kreditkarte und ISIC Studentenausweis erhalten Sie nach kurzer Pr\u00fcfung<\/li>\n<li>Sofort \u00fcberall einsetzbar<\/li>\n<\/ul>\n<h3>Vorteile der DKB Studenten-Kreditkarte<\/h3>\n<p>Besonders attraktiv sind die komplett entfallenden Geb\u00fchren f\u00fcr Bargeldabhebung und Auslandseinsatz. So sind auch im Ausland die Finanzen stets im Griff.<\/p>\n<p>Das Cashback-Programm bietet bei jedem Online-Einkauf echte Sparm\u00f6glichkeiten. Zudem erhalten Studierende einen internationalen ISIC-Ausweis kostenfrei zur Kreditkarte dazu.<\/p>\n<h3>Nachteile der DKB Studenten-Kreditkarte<\/h3>\n<p>Einziger Nachteil: Die Kreditkarte gibt es nur in Verbindung mit einem DKB-Girokonto. Wer bereits ein anderes Girokonto nutzt, muss dieses zus\u00e4tzlich f\u00fchren.<\/p>\n<p>Dar\u00fcber hinaus ist der Sofort-Dispo f\u00fcr Studenten zwar in Ordnung, aber im Vergleich zu manchen anderen Banken eher durchschnittlich. F\u00fcr viele Studenten reichen die Limits dennoch aus.<\/p>\n<h3>Unser Urteil<\/h3>\n<p>Die DKB VISA f\u00fcr Studenten empfiehlt sich als vielseitige, kostenlose Kreditkarte f\u00fcr den Alltag und auf Reisen. Sie punktet mit niedrigen Geb\u00fchren und Extra-Boni. Wer keine Mindesteinzahlung scheut und das Girokonto sowieso wechseln m\u00f6chte, trifft mit der DKB eine hervorragende Wahl.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Empfohlen f\u00fcr Sie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">DKB VISA f\u00fcr Studenten<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">0 \u20ac Jahresgeb\u00fchr, keine Auslandseinsatzgeb\u00fchr, weltweit kostenlos Geld abheben und bis zu 20% Cashback sichern. F\u00fcr Studenten mit fairem Sollzins und Girokonto.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/geldnest.com\/redirect\/?https:\/\/www.mystipendium.de\/studienfinanzierung\/kreditkarte-studenten\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt beantragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Sie werden auf eine other Website weitergeleitet<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Sichere dir als Student die DKB VISA: keine Jahresgeb\u00fchr, weltweit kostenlos Geld abheben &#038; bis zu 20% Cashback im Onlineshop. Schnell beantragen und Vorteile nutzen!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DKB VISA Kreditkarte f\u00fcr Studenten: Geb\u00fchrenfrei weltweit abheben und 20% Cashback sichern - Geldnest<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/geldnest.com\/125076c0-f3f8-4a4b-9eef-058f2ea25185\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DKB VISA Kreditkarte f\u00fcr Studenten: Geb\u00fchrenfrei weltweit abheben und 20% Cashback sichern - Geldnest\" \/>\n<meta property=\"og:description\" content=\"Sichere dir als Student die DKB VISA: keine Jahresgeb\u00fchr, weltweit kostenlos Geld abheben &amp; bis zu 20% Cashback im Onlineshop. 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